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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,426 | $81,870-27.4% | $119,622-50.3% | $68,486-13.2% |
| Participation rate | 63.0% | 71.9%-8.9pp | 79.3%-16.3pp | 67.9%-4.9pp |
| Annual return | -17.31% | -23.82%+6.5pp | -14.98%-2.3pp | -7.85%-9.5pp |
| Employer contribution / active EE | $1,488 | $2,692-44.7% | $4,232-64.8% | $2,597-42.7% |
| Participant deferral / active EE | $3,041 | $4,148-26.7% | $5,601-45.7% | $4,028-24.5% |
| Admin fee / account holder | $6,659 | $6,583+1.2% | $10,328-35.5% | $5,404+23.2% |