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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,321 | $152,592-87.3% | $125,180-84.6% | $152,885-87.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 19.53% | 54.84%-35.3pp | 43.79%-24.3pp | 345.39%-325.9pp |
| Employer contribution / active EE | $2,093 | $4,947-57.7% | $3,866-45.9% | $4,763-56.1% |
| Participant deferral / active EE | $2,704 | $5,868-53.9% | $4,937-45.2% | $5,851-53.8% |
| Admin fee / account holder | $6,076 | $13,435-54.8% | $9,703-37.4% | $11,598-47.6% |