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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,174 | $135,645-90.3% | $110,243-88.1% | $135,379-90.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -7.85% | 513.24%-521.1pp | 314.76%-322.6pp | 519.79%-527.6pp |
| Employer contribution / active EE | $1,673 | $4,907-65.9% | $3,827-56.3% | $4,779-65.0% |
| Participant deferral / active EE | $1,997 | $5,507-63.7% | $4,672-57.3% | $5,609-64.4% |
| Admin fee / account holder | $1,125 | $11,458-90.2% | $8,548-86.8% | $10,828-89.6% |