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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,007 | $162,812-84.0% | $133,971-80.6% | $158,966-83.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.19% | 41.94%-28.8pp | 45.09%-31.9pp | 302.95%-289.8pp |
| Employer contribution / active EE | $1,877 | $4,976-62.3% | $3,919-52.1% | $4,762-60.6% |
| Participant deferral / active EE | $2,558 | $5,910-56.7% | $5,047-49.3% | $5,983-57.2% |
| Admin fee / account holder | $4,664 | $11,741-60.3% | $8,929-47.8% | $11,250-58.5% |