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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,188 | $211,224-73.9% | $178,505-69.1% | $145,897-62.2% |
| Participation rate | 66.7% | 80.8%-14.2pp | 77.1%-10.5pp | 80.3%-13.6pp |
| Annual return | 11.75% | 30.28%-18.5pp | 27.16%-15.4pp | 552.29%-540.5pp |
| Employer contribution / active EE | $1,491 | $4,577-67.4% | $3,955-62.3% | $4,663-68.0% |
| Participant deferral / active EE | $5,548 | $6,966-20.3% | $6,280-11.7% | $6,689-17.1% |
| Admin fee / account holder | $2,043 | $12,109-83.1% | $10,428-80.4% | $13,390-84.7% |