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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,266 | $226,090-97.2% | $182,531-96.6% | $152,885-95.9% |
| Participation rate | 71.4% | 82.5%-11.0pp | 78.0%-6.5pp | 82.5%-11.0pp |
| Annual return | 0.00% | 192.57%-192.6pp | 148.57%-148.6pp | 345.39%-345.4pp |
| Employer contribution / active EE | $1,927 | $4,978-61.3% | $4,075-52.7% | $4,763-59.5% |
| Participant deferral / active EE | $3,619 | $6,369-43.2% | $5,525-34.5% | $5,851-38.1% |
| Admin fee / account holder | $747 | $10,705-93.0% | $8,593-91.3% | $11,598-93.6% |