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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,098 | $150,447-83.3% | $136,298-81.6% | $147,586-83.0% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 12.20% | 1049.15%-1037.0pp | 5156.27%-5144.1pp | 578.59%-566.4pp |
| Employer contribution / active EE | $1,515 | $5,256-71.2% | $4,696-67.7% | $4,876-68.9% |
| Participant deferral / active EE | $4,734 | $6,631-28.6% | $6,247-24.2% | $5,439-13.0% |
| Admin fee / account holder | $4,905 | $10,906-55.0% | $9,244-46.9% | $10,886-54.9% |