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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,520 | $148,623-88.9% | $135,974-87.9% | $139,466-88.2% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 8.47% | 79.30%-70.8pp | 68.30%-59.8pp | 373.66%-365.2pp |
| Employer contribution / active EE | $1,595 | $5,246-69.6% | $4,859-67.2% | $4,754-66.4% |
| Participant deferral / active EE | $2,909 | $8,103-64.1% | $7,760-62.5% | $6,712-56.7% |
| Admin fee / account holder | $10,408 | $12,406-16.1% | $10,767-3.3% | $11,409-8.8% |