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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,349 | $162,136-86.2% | $152,301-85.3% | $154,746-85.6% |
| Participation rate | 91.7% | 84.1%+7.6pp | 82.4%+9.2pp | 80.7%+11.0pp |
| Annual return | 13.90% | 91.02%-77.1pp | 80.50%-66.6pp | 172.34%-158.4pp |
| Employer contribution / active EE | $1,606 | $4,890-67.2% | $4,624-65.3% | $4,379-63.3% |
| Participant deferral / active EE | $3,394 | $8,341-59.3% | $8,004-57.6% | $6,730-49.6% |
| Admin fee / account holder | $866 | $15,759-94.5% | $14,398-94.0% | $14,365-94.0% |