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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,397 | $127,387-81.6% | $115,038-79.7% | $125,389-81.3% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -6.00% | 31.28%-37.3pp | 26.14%-32.1pp | 282.24%-288.2pp |
| Employer contribution / active EE | $4,613 | $5,166-10.7% | $4,608+0.1% | $4,866-5.2% |
| Participant deferral / active EE | $6,688 | $6,423+4.1% | $6,026+11.0% | $5,352+25.0% |
| Admin fee / account holder | $1,486 | $9,516-84.4% | $8,175-81.8% | $9,541-84.4% |