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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,440 | $102,595+60.3% | $94,057+74.8% | $154,746+6.3% |
| Participation rate | 90.0% | 76.0%+14.0pp | 73.3%+16.7pp | 80.7%+9.3pp |
| Annual return | 14.80% | 583.42%-568.6pp | 480.62%-465.8pp | 172.34%-157.5pp |
| Employer contribution / active EE | $5,019 | $3,147+59.5% | $2,933+71.1% | $4,379+14.6% |
| Participant deferral / active EE | $8,564 | $5,118+67.3% | $4,709+81.8% | $6,730+27.2% |
| Admin fee / account holder | $3,832 | $7,736-50.5% | $7,244-47.1% | $14,365-73.3% |