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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,306 | $103,000-19.1% | $90,300-7.7% | $152,885-45.5% |
| Participation rate | 91.7% | 75.9%+15.8pp | 73.3%+18.4pp | 82.5%+9.2pp |
| Annual return | 23.11% | 95.19%-72.1pp | 78.11%-55.0pp | 345.39%-322.3pp |
| Employer contribution / active EE | $1,320 | $3,138-57.9% | $2,854-53.7% | $4,763-72.3% |
| Participant deferral / active EE | $4,254 | $4,281-0.6% | $3,884+9.5% | $5,851-27.3% |
| Admin fee / account holder | $1,495 | $6,173-75.8% | $5,353-72.1% | $11,598-87.1% |