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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,306 | $103,038-19.1% | $90,324-7.8% | $152,909-45.5% |
| Participation rate | 91.7% | 75.9%+15.8pp | 73.3%+18.4pp | 82.5%+9.2pp |
| Annual return | 23.11% | 95.25%-72.1pp | 78.15%-55.0pp | 345.46%-322.4pp |
| Employer contribution / active EE | $1,320 | $3,141-58.0% | $2,856-53.8% | $4,764-72.3% |
| Participant deferral / active EE | $4,254 | $4,282-0.7% | $3,885+9.5% | $5,851-27.3% |
| Admin fee / account holder | $1,495 | $6,177-75.8% | $5,356-72.1% | $11,601-87.1% |