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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,106 | $96,678+11.8% | $86,640+24.8% | $139,466-22.5% |
| Participation rate | 80.0% | 74.4%+5.6pp | 71.7%+8.3pp | 80.3%-0.3pp |
| Annual return | 13.96% | 106.69%-92.7pp | 592.52%-578.6pp | 373.66%-359.7pp |
| Employer contribution / active EE | $5,625 | $3,265+72.3% | $3,024+86.0% | $4,754+18.3% |
| Participant deferral / active EE | $7,278 | $4,837+50.5% | $4,438+64.0% | $6,712+8.4% |
| Admin fee / account holder | $1,190 | $6,410-81.4% | $5,616-78.8% | $11,409-89.6% |