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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,339 | $39,798-16.2% | $67,704-50.8% | $59,633-44.1% |
| Participation rate | 54.3% | 57.4%-3.1pp | 67.5%-13.2pp | 68.7%-14.4pp |
| Annual return | -1.85% | 89.94%-91.8pp | 25.41%-27.3pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $1,950 | $1,393+40.0% | $2,559-23.8% | $2,203-11.5% |
| Participant deferral / active EE | $2,510 | $2,335+7.5% | $3,585-30.0% | $3,192-21.4% |
| Admin fee / account holder | $679 | $3,212-78.9% | $4,255-84.1% | $4,297-84.2% |