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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,150 | $48,053+23.1% | $84,637-30.1% | $72,976-18.9% |
| Participation rate | 51.5% | 57.6%-6.1pp | 68.2%-16.7pp | 69.5%-18.0pp |
| Annual return | 20.26% | 37.39%-17.1pp | 258.82%-238.6pp | 81.02%-60.8pp |
| Employer contribution / active EE | $1,245 | $1,602-22.3% | $2,653-53.1% | $2,440-49.0% |
| Participant deferral / active EE | $2,134 | $2,681-20.4% | $3,900-45.3% | $3,608-40.8% |
| Admin fee / account holder | $17,550 | $3,395+416.9% | $4,914+257.1% | $5,124+242.5% |