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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,493 | $47,848+3.4% | $81,473-39.3% | $70,126-29.4% |
| Participation rate | 58.5% | 58.3%+0.3pp | 68.0%-9.4pp | 69.5%-11.0pp |
| Annual return | 17.65% | 27.25%-9.6pp | 38.78%-21.1pp | 73.15%-55.5pp |
| Employer contribution / active EE | $2,083 | $1,527+36.4% | $2,568-18.9% | $2,343-11.1% |
| Participant deferral / active EE | $2,307 | $2,453-6.0% | $3,537-34.8% | $3,332-30.8% |
| Admin fee / account holder | $1,139 | $3,145-63.8% | $4,561-75.0% | $4,645-75.5% |