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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,661 | $96,678+17.6% | $86,640+31.2% | $139,466-18.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 12.25% | 106.69%-94.4pp | 592.52%-580.3pp | 373.66%-361.4pp |
| Employer contribution / active EE | $2,406 | $3,265-26.3% | $3,024-20.4% | $4,754-49.4% |
| Participant deferral / active EE | $9,741 | $4,837+101.4% | $4,438+119.5% | $6,712+45.1% |
| Admin fee / account holder | $8,564 | $6,410+33.6% | $5,616+52.5% | $11,409-24.9% |