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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,148 | $99,011+14.3% | $86,582+30.7% | $147,586-23.3% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 15.03% | 1312.75%-1297.7pp | 965.08%-950.1pp | 578.59%-563.6pp |
| Employer contribution / active EE | $3,083 | $3,132-1.6% | $2,839+8.6% | $4,876-36.8% |
| Participant deferral / active EE | $7,909 | $3,972+99.1% | $3,609+119.2% | $5,439+45.4% |
| Admin fee / account holder | $37,905 | $5,709+564.0% | $4,904+672.9% | $10,886+248.2% |