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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,144 | $100,911+31.0% | $90,440+46.1% | $158,966-16.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 2.53% | 1726.62%-1724.1pp | 1294.38%-1291.9pp | 302.95%-300.4pp |
| Employer contribution / active EE | $2,134 | $3,690-42.2% | $3,263-34.6% | $4,762-55.2% |
| Participant deferral / active EE | $6,897 | $4,348+58.6% | $3,964+74.0% | $5,983+15.3% |
| Admin fee / account holder | $836 | $6,507-87.2% | $5,615-85.1% | $11,250-92.6% |