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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,500 | $217,427+87.9% | $185,837+119.8% | $167,518+143.9% |
| Participation rate | 90.9% | 86.0%+4.9pp | 81.7%+9.2pp | 82.1%+8.8pp |
| Annual return | 17.36% | 148.39%-131.0pp | 122.08%-104.7pp | 478.71%-461.4pp |
| Employer contribution / active EE | $6,534 | $5,874+11.2% | $5,168+26.4% | $4,838+35.0% |
| Participant deferral / active EE | $11,890 | $6,357+87.0% | $5,568+113.5% | $6,342+87.5% |
| Admin fee / account holder | $2,633 | $19,816-86.7% | $16,241-83.8% | $12,312-78.6% |