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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,234 | $209,422+108.3% | $178,503+144.4% | $158,982+174.4% |
| Participation rate | 94.1% | 86.4%+7.8pp | 81.9%+12.2pp | 82.0%+12.2pp |
| Annual return | 19.79% | 188.81%-169.0pp | 151.12%-131.3pp | 302.99%-283.2pp |
| Employer contribution / active EE | $10,298 | $5,707+80.5% | $5,011+105.5% | $4,763+116.2% |
| Participant deferral / active EE | $13,826 | $5,955+132.2% | $5,202+165.8% | $5,983+131.1% |
| Admin fee / account holder | $8,592 | $17,079-49.7% | $13,987-38.6% | $11,252-23.6% |