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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,244 | $167,362+50.7% | $143,799+75.4% | $134,532+87.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.01% | 0.47%-17.5pp | -0.04%-17.0pp | 418.27%-435.3pp |
| Employer contribution / active EE | $3,831 | $5,620-31.8% | $4,952-22.6% | $4,741-19.2% |
| Participant deferral / active EE | $11,479 | $6,447+78.0% | $5,638+103.6% | $6,401+79.3% |
| Admin fee / account holder | $87,453 | $18,094+383.3% | $14,677+495.8% | $11,429+665.2% |