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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $600,440 | $185,312+224.0% | $161,489+271.8% | $154,746+288.0% |
| Participation rate | 57.1% | 82.5%-25.3pp | 78.7%-21.6pp | 80.7%-23.6pp |
| Annual return | 12.78% | 103.84%-91.1pp | 89.72%-76.9pp | 172.34%-159.6pp |
| Employer contribution / active EE | $2,042 | $4,769-57.2% | $4,268-52.1% | $4,379-53.4% |
| Participant deferral / active EE | $6,734 | $6,350+6.0% | $5,630+19.6% | $6,730+0.1% |
| Admin fee / account holder | $1,952 | $18,654-89.5% | $16,006-87.8% | $14,365-86.4% |