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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,979 | $180,462-9.1% | $154,111+6.4% | $135,379+21.1% |
| Participation rate | 71.4% | 87.4%-16.0pp | 83.0%-11.6pp | 82.6%-11.2pp |
| Annual return | -9.28% | 888.17%-897.4pp | 735.18%-744.5pp | 519.79%-529.1pp |
| Employer contribution / active EE | $1,868 | $6,036-69.0% | $5,298-64.7% | $4,779-60.9% |
| Participant deferral / active EE | $6,199 | $5,806+6.8% | $5,081+22.0% | $5,609+10.5% |
| Admin fee / account holder | $1,370 | $16,145-91.5% | $13,411-89.8% | $10,828-87.4% |