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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,609 | $106,749+258.4% | $145,433+163.1% | $82,448+364.1% |
| Participation rate | 88.5% | 75.6%+12.8pp | 82.1%+6.3pp | 68.1%+20.4pp |
| Annual return | 16.14% | 27.59%-11.5pp | 66.58%-50.4pp | 41.64%-25.5pp |
| Employer contribution / active EE | $6,617 | $3,444+92.1% | $4,554+45.3% | $2,551+159.4% |
| Participant deferral / active EE | $22,022 | $6,519+237.8% | $7,897+178.9% | $4,139+432.0% |
| Admin fee / account holder | $8,002 | $8,390-4.6% | $13,129-39.0% | $7,234+10.6% |