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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,217 | $82,678+171.2% | $125,391+78.8% | $68,490+227.4% |
| Participation rate | 96.4% | 75.1%+21.4pp | 82.4%+14.0pp | 67.9%+28.5pp |
| Annual return | -17.08% | -5.97%-11.1pp | 572.41%-589.5pp | -7.85%-9.2pp |
| Employer contribution / active EE | $6,234 | $3,382+84.3% | $4,816+29.5% | $2,597+140.1% |
| Participant deferral / active EE | $17,743 | $6,111+190.3% | $7,448+138.2% | $4,028+340.5% |
| Admin fee / account holder | $2,369 | $6,277-62.3% | $10,009-76.3% | $5,403-56.2% |