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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,577 | $102,385+200.4% | $147,080+109.1% | $80,935+280.0% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 13.84% | 135.09%-121.3pp | 420.17%-406.3pp | 35.66%-21.8pp |
| Employer contribution / active EE | $5,950 | $3,717+60.1% | $4,933+20.6% | $2,757+115.8% |
| Participant deferral / active EE | $18,424 | $6,651+177.0% | $8,066+128.4% | $4,299+328.5% |
| Admin fee / account holder | $24,273 | $7,951+205.3% | $12,989+86.9% | $6,924+250.5% |