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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,961 | $127,298-67.0% | $109,916-61.8% | $167,553-75.0% |
| Participation rate | 78.6% | 77.9%+0.7pp | 74.2%+4.3pp | 82.1%-3.5pp |
| Annual return | 10.15% | 22.97%-12.8pp | 29.46%-19.3pp | 478.89%-468.7pp |
| Employer contribution / active EE | $1,806 | $3,325-45.7% | $2,844-36.5% | $4,840-62.7% |
| Participant deferral / active EE | $7,648 | $4,513+69.5% | $4,047+89.0% | $6,343+20.6% |
| Admin fee / account holder | $11,402 | $7,119+60.2% | $6,069+87.9% | $12,316-7.4% |