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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,961 | $127,266-67.0% | $109,894-61.8% | $167,497-74.9% |
| Participation rate | 78.6% | 77.9%+0.7pp | 74.2%+4.3pp | 82.1%-3.5pp |
| Annual return | 10.15% | 22.97%-12.8pp | 29.46%-19.3pp | 478.62%-468.5pp |
| Employer contribution / active EE | $1,806 | $3,323-45.6% | $2,843-36.5% | $4,838-62.7% |
| Participant deferral / active EE | $7,648 | $4,516+69.4% | $4,049+88.9% | $6,341+20.6% |
| Admin fee / account holder | $11,402 | $7,115+60.3% | $6,066+88.0% | $12,310-7.4% |