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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,113 | $117,444-71.0% | $99,479-65.7% | $152,909-77.7% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 19.58% | 31.87%-12.3pp | 30.72%-11.1pp | 345.46%-325.9pp |
| Employer contribution / active EE | $1,804 | $3,014-40.1% | $2,540-29.0% | $4,764-62.1% |
| Participant deferral / active EE | $7,164 | $4,086+75.3% | $3,619+98.0% | $5,851+22.4% |
| Admin fee / account holder | $1,333 | $7,635-82.5% | $6,253-78.7% | $11,601-88.5% |