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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,132 | $121,701-70.3% | $104,639-65.5% | $158,982-77.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 10.99% | 465.72%-454.7pp | 340.67%-329.7pp | 302.99%-292.0pp |
| Employer contribution / active EE | $1,797 | $3,165-43.2% | $2,682-33.0% | $4,763-62.3% |
| Participant deferral / active EE | $7,713 | $4,176+84.7% | $3,738+106.3% | $5,983+28.9% |
| Admin fee / account holder | $8,149 | $7,778+4.8% | $6,465+26.0% | $11,252-27.6% |