Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3+ years Filed as: WELLS FARGO Service code 15 · EIN 34-1542819 | Recordkeeping | $30,432 |
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $19,231 |
BKD, LLP3+ years Filed as: DIXON HUGHES GOODMAN LLP Service code 15 · EIN 56-0747981 | Recordkeeping | $11,000 |
ADP BROKER-DEALER3+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,050 | $71,192-43.7% | $117,861-66.0% | $62,293-35.7% |
| Participation rate | 81.1% | 74.2%+6.8pp | 79.7%+1.4pp | 69.5%+11.6pp |
| Annual return | 20.77% | 18.66%+2.1pp | 335.11%-314.3pp | 28.90%-8.1pp |
| Employer contribution / active EE | $476 | $1,934-75.4% | $3,786-87.4% | $2,042-76.7% |
| Participant deferral / active EE | $3,757 | $3,189+17.8% | $4,482-16.2% | $3,169+18.5% |
| Admin fee / account holder | $301 | $587-48.7% | $8,021-96.2% | $479-37.2% |