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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO Service code 15 · EIN 34-1542819 | Recordkeeping | $27,987 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $17,375 |
BKD, LLP2+ years Filed as: DIXON HUGHES GOODMAN LLP Service code 15 · EIN 56-0747981 | Recordkeeping | $8,600 |
ADP BROKER-DEALER2+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,152 | $63,924-49.7% | $108,582-70.4% | $55,167-41.7% |
| Participation rate | 81.3% | 74.3%+7.0pp | 79.6%+1.7pp | 69.0%+12.3pp |
| Annual return | 6.34% | 15.31%-9.0pp | -51.70%+58.0pp | 169.23%-162.9pp |
| Employer contribution / active EE | $491 | $1,879-73.9% | $3,758-86.9% | $1,963-75.0% |
| Participant deferral / active EE | $3,759 | $3,067+22.6% | $4,311-12.8% | $3,054+23.1% |
| Admin fee / account holder | $312 | $618-49.6% | $7,645-95.9% | $504-38.2% |