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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.1+ years Filed as: WELLS FARGO Service code 26 · EIN 34-1542819 | Advisory (Participants) | $21,470 |
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $12,209 |
BKD, LLP1+ years Filed as: DIXON HUGHES GOODMAN LLP Service code 10 · EIN 56-0747981 | Accounting | $7,000 |
ADP BROKER-DEALER1+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,112 | $57,108-24.5% | $94,229-54.2% | $52,331-17.6% |
| Participation rate | 73.6% | 72.9%+0.7pp | 78.8%-5.2pp | 68.1%+5.5pp |
| Annual return | -0.79% | 1.47%-2.3pp | 10.68%-11.5pp | 4.54%-5.3pp |
| Employer contribution / active EE | $491 | $1,735-71.7% | $3,587-86.3% | $1,882-73.9% |
| Participant deferral / active EE | $3,620 | $3,040+19.1% | $4,320-16.2% | $3,022+19.8% |
| Admin fee / account holder | $288 | $546-47.3% | $6,269-95.4% | $592-51.3% |