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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,261 | $101,063-40.4% | $81,473-26.0% | $147,586-59.2% |
| Participation rate | 33.3% | 74.5%-41.1pp | 68.0%-34.6pp | 82.8%-49.5pp |
| Annual return | 9.28% | 32.41%-23.1pp | 38.78%-29.5pp | 578.59%-569.3pp |
| Employer contribution / active EE | $690 | $3,206-78.5% | $2,568-73.1% | $4,876-85.9% |
| Participant deferral / active EE | $3,604 | $4,242-15.0% | $3,537+1.9% | $5,439-33.7% |
| Admin fee / account holder | $0 | $5,812-100.0% | $4,561-100.0% | $10,886-100.0% |