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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,810 | $93,064-37.9% | $74,577-22.5% | $273,972-78.9% |
| Participation rate | 30.0% | 74.9%-44.9pp | 68.1%-38.1pp | 83.0%-53.0pp |
| Annual return | 8.83% | 26.18%-17.3pp | 20.47%-11.6pp | 41.46%-32.6pp |
| Employer contribution / active EE | $523 | $3,160-83.4% | $2,525-79.3% | $4,869-89.3% |
| Participant deferral / active EE | $3,930 | $4,160-5.5% | $3,458+13.6% | $5,287-25.7% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |