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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,642 | $114,130-59.1% | $96,192-51.5% | $167,553-72.2% |
| Participation rate | 66.7% | 75.1%-8.4pp | 68.4%-1.8pp | 82.1%-15.4pp |
| Annual return | 4.10% | 190.07%-186.0pp | 192.09%-188.0pp | 478.89%-474.8pp |
| Employer contribution / active EE | $944 | $3,431-72.5% | $2,799-66.3% | $4,840-80.5% |
| Participant deferral / active EE | $3,871 | $5,198-25.5% | $4,351-11.0% | $6,343-39.0% |
| Admin fee / account holder | $0 | $6,901-100.0% | $5,539-100.0% | $12,316-100.0% |