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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,861 | $106,008+38.5% | $92,240+59.2% | $147,586-0.5% |
| Participation rate | 50.0% | 80.4%-30.4pp | 76.5%-26.5pp | 82.8%-32.8pp |
| Annual return | 16.96% | 50.05%-33.1pp | 176.29%-159.3pp | 578.59%-561.6pp |
| Employer contribution / active EE | $792 | $4,333-81.7% | $3,680-78.5% | $4,876-83.8% |
| Participant deferral / active EE | $3,958 | $4,478-11.6% | $3,897+1.6% | $5,439-27.2% |
| Admin fee / account holder | $1,007 | $6,333-84.1% | $5,194-80.6% | $10,886-90.8% |