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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,567 | $110,379+146.0% | $102,412+165.2% | $145,884+86.2% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 11.88% | 24.84%-13.0pp | 24.94%-13.1pp | 551.85%-540.0pp |
| Employer contribution / active EE | $1,475 | $4,216-65.0% | $3,870-61.9% | $4,662-68.4% |
| Participant deferral / active EE | $9,500 | $5,622+69.0% | $5,060+87.7% | $6,690+42.0% |
| Admin fee / account holder | $10,645 | $9,745+9.2% | $8,388+26.9% | $13,392-20.5% |