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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,798 | $134,817+135.0% | $123,973+155.5% | $155,188+104.1% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.7%+3.3pp | 80.8%-0.8pp |
| Annual return | 12.52% | 515.49%-503.0pp | 388.13%-375.6pp | 148.84%-136.3pp |
| Employer contribution / active EE | $1,337 | $4,425-69.8% | $4,126-67.6% | $4,248-68.5% |
| Participant deferral / active EE | $7,640 | $5,706+33.9% | $5,247+45.6% | $6,531+17.0% |
| Admin fee / account holder | $2,425 | $13,245-81.7% | $11,799-79.4% | $14,480-83.3% |