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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,901 | $136,860+1.5% | $120,344+15.4% | $154,746-10.2% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.7%-10.0pp | 80.7%-14.0pp |
| Annual return | 11.31% | 21.38%-10.1pp | 20.30%-9.0pp | 172.34%-161.0pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $6,876 | $5,793+18.7% | $5,135+33.9% | $6,730+2.2% |
| Admin fee / account holder | $654 | $15,393-95.8% | $12,742-94.9% | $14,365-95.4% |