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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,366 | $100,811-25.2% | $86,698-13.1% | $134,545-44.0% |
| Participation rate | 63.6% | 79.0%-15.3pp | 76.6%-13.0pp | 81.2%-17.6pp |
| Annual return | -16.68% | 29.11%-45.8pp | 35.96%-52.6pp | 418.37%-435.0pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $6,429 | $5,339+20.4% | $4,656+38.1% | $6,401+0.4% |
| Admin fee / account holder | $10,621 | $10,926-2.8% | $7,492+41.8% | $11,431-7.1% |