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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,126 | $117,829-0.6% | $102,423+14.4% | $145,877-19.7% |
| Participation rate | 61.5% | 78.6%-17.1pp | 76.5%-15.0pp | 80.3%-18.8pp |
| Annual return | 10.75% | 31.83%-21.1pp | 29.42%-18.7pp | 551.28%-540.5pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,996 | $5,732+4.6% | $5,054+18.6% | $6,691-10.4% |
| Admin fee / account holder | $405 | $13,335-97.0% | $9,455-95.7% | $13,402-97.0% |