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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,287 | $110,212-10.8% | $96,534+1.8% | $139,466-29.5% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 8.13% | 26.42%-18.3pp | 25.88%-17.8pp | 373.66%-365.5pp |
| Employer contribution / active EE | $0 | $3,620-100.0% | $2,965-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $5,995 | $5,547+8.1% | $4,851+23.6% | $6,712-10.7% |
| Admin fee / account holder | $283 | $11,599-97.6% | $8,253-96.6% | $11,409-97.5% |