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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,485 | $176,105-66.8% | $159,474-63.3% | $167,536-65.1% |
| Participation rate | 94.4% | 85.0%+9.5pp | 82.8%+11.6pp | 82.1%+12.3pp |
| Annual return | 8.05% | 331.91%-323.9pp | 263.68%-255.6pp | 478.82%-470.8pp |
| Employer contribution / active EE | $1,338 | $5,299-74.7% | $4,831-72.3% | $4,839-72.3% |
| Participant deferral / active EE | $5,763 | $7,751-25.6% | $7,353-21.6% | $6,342-9.1% |
| Admin fee / account holder | $1,638 | $12,559-87.0% | $10,802-84.8% | $12,315-86.7% |