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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,485 | $176,077-66.8% | $159,455-63.3% | $167,518-65.1% |
| Participation rate | 94.4% | 84.9%+9.5pp | 82.8%+11.6pp | 82.1%+12.3pp |
| Annual return | 8.05% | 331.83%-323.8pp | 263.63%-255.6pp | 478.71%-470.7pp |
| Employer contribution / active EE | $1,338 | $5,298-74.7% | $4,830-72.3% | $4,838-72.3% |
| Participant deferral / active EE | $5,763 | $7,751-25.6% | $7,353-21.6% | $6,342-9.1% |
| Admin fee / account holder | $1,638 | $12,556-87.0% | $10,800-84.8% | $12,312-86.7% |