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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,112 | $102,429-27.6% | $147,096-49.6% | $80,925-8.4% |
| Participation rate | 76.0% | 75.9%+0.1pp | 82.2%-6.2pp | 67.7%+8.3pp |
| Annual return | 10.58% | 135.02%-124.4pp | 419.75%-409.2pp | 35.65%-25.1pp |
| Employer contribution / active EE | $2,008 | $3,716-45.9% | $4,936-59.3% | $2,756-27.1% |
| Participant deferral / active EE | $5,146 | $6,649-22.6% | $8,071-36.2% | $4,299+19.7% |
| Admin fee / account holder | $11,940 | $7,957+50.1% | $13,005-8.2% | $6,940+72.0% |