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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,290 | $106,524-13.4% | $152,301-39.4% | $87,485+5.5% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.4%-2.4pp | 68.9%+11.1pp |
| Annual return | 12.78% | 26.89%-14.1pp | 80.50%-67.7pp | 26.06%-13.3pp |
| Employer contribution / active EE | $2,430 | $3,371-27.9% | $4,624-47.4% | $2,596-6.4% |
| Participant deferral / active EE | $6,874 | $6,525+5.4% | $8,004-14.1% | $4,274+60.9% |
| Admin fee / account holder | $7,854 | $8,287-5.2% | $14,398-45.4% | $7,775+1.0% |