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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,201 | $210,343-19.6% | $153,432+10.3% | $145,959+15.9% |
| Participation rate | 82.4% | 82.1%+0.2pp | 77.1%+5.3pp | 80.3%+2.1pp |
| Annual return | 19.74% | 13.38%+6.4pp | 15.66%+4.1pp | 561.95%-542.2pp |
| Employer contribution / active EE | $3,100 | $6,047-48.7% | $5,038-38.5% | $4,661-33.5% |
| Participant deferral / active EE | $7,374 | $7,977-7.6% | $6,757+9.1% | $6,689+10.2% |
| Admin fee / account holder | $748 | $19,424-96.2% | $12,725-94.1% | $13,398-94.4% |