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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,673 | $175,646-23.3% | $129,118+4.3% | $134,545+0.1% |
| Participation rate | 81.3% | 81.6%-0.3pp | 77.2%+4.0pp | 81.2%0pp |
| Annual return | -16.86% | -11.39%-5.5pp | -10.94%-5.9pp | 418.37%-435.2pp |
| Employer contribution / active EE | $2,033 | $6,355-68.0% | $5,051-59.8% | $4,742-57.1% |
| Participant deferral / active EE | $7,061 | $7,970-11.4% | $6,539+8.0% | $6,401+10.3% |
| Admin fee / account holder | $23,378 | $23,578-0.8% | $14,305+63.4% | $11,431+104.5% |