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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,672 | $192,829-22.9% | $142,516+4.3% | $139,487+6.6% |
| Participation rate | 59.1% | 81.4%-22.4pp | 76.8%-17.7pp | 80.3%-21.2pp |
| Annual return | 39.29% | 18.07%+21.2pp | 20.03%+19.3pp | 373.84%-334.6pp |
| Employer contribution / active EE | $1,606 | $5,808-72.3% | $4,849-66.9% | $4,755-66.2% |
| Participant deferral / active EE | $5,718 | $7,200-20.6% | $6,280-9.0% | $6,713-14.8% |
| Admin fee / account holder | $18,843 | $15,120+24.6% | $10,008+88.3% | $11,407+65.2% |