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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,022 | $176,077-8.6% | $159,455+1.0% | $167,518-3.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.50% | 331.83%-314.3pp | 263.63%-246.1pp | 478.71%-461.2pp |
| Employer contribution / active EE | $19,646 | $5,298+270.8% | $4,830+306.7% | $4,838+306.0% |
| Participant deferral / active EE | $27,685 | $7,751+257.2% | $7,353+276.5% | $6,342+336.5% |
| Admin fee / account holder | $11,199 | $12,556-10.8% | $10,800+3.7% | $12,312-9.0% |